Most insurance companies use special computer programs to determine the value of your case. The information they use comes ONLY from your medical records! According to attorney Dr. Aaron DeShaw, who is both a doctor and lawyer, “physicians are the single most important aspect” of your case and “the healthcare provider’s records are the only source of information” that is allowed to be entered into the computer program regarding your injuries. (1)
G.I.G.O. – Garbage In, Garbage Out – Good In, Good Out!
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According to Independent Medical Evaluation, there can be up to an 80% REDUCTION in your case value if the proper factors are not being supplied. (2)
If your doctor understands this process and uses the KEY terms in your medical records, it can have a positive effect on your settlement offer. If the KEY terms are not used, it can result in an offer that is less than what you deserve.
According to Dr. Matthew J DeGaetano & attorney Richard P. Hastings, some of the most common mistakes doctors make that lower your case value include:
- 1. Poor records
- 2. sing wrong terminology
- 3. Not diagnosing all your injuries
- 4. Poor diagnostic evaluation
- And more! (3)
So how do you protect yourself? How do you increase the odds of getting a better settlement? Use a doctor that understands the insurance process. One who is aware of the mistakes made!
At our office, we have studied the available information about the common computer program used by many insurance companies. We are extremely thorough in our examination and diagnostic procedures. We strive to document and diagnosis all you injuries, not just the obvious. We use the key terms the program looks for.
Questions To Ask Your Doctor
Before you decide on a doctor to treat your auto injuries, you should ask them these questions.
- 1. Are you familiar with Colossus?
- 2. Do you use diagnosis other than whiplash or soft tissue injury?
- 3. Do you list each part of the body injured, even if it is not part of your treatment program?
- 4. Do you use “value drivers” to document the injuries?
If they answer is YES to these questions, they may do a good job at properly documenting your client’s injuries.
If they answer NO they may do a poor documentation and it could adversely affect your settlement offer.
If you’ve been injured, make the right choice: CALL OUR OFFICE NOW! (314) 731-4383 or CLICK TO CALL NOW! Let us put our knowledge and experience to work for you!